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College Financial Tips: Taking Care of Your Finances

College Financial Tips: Taking Care of Your Finances

Most college students think that planning their weekly or monthly budget is easy. But they should be aware that college financial planning is not that easy. Sure, entering college may be one of the most exciting experience in the world but it is also one of the most costly moments in your life. Paying for the tuition, purchasing the books, buying school uniforms, and a lot more expenses will come at your doorstep once you enter college. That’s why many students choose to work part-time after school hours to earn extra income for their weekly and monthly expenses. If you ...

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Saving Tips for your Clothing

saving tips for your clothing

You’ve been dreaming to go to a vacation or buy yourself a gift sometime soon. You’ve been saving for months or even years now just to make that dream come true. And then you turn to your closet. Is it possible to save some more money with it? Here are then some saving tips for your clothing:   Tip #1: Air-dry your clothes. Hang it up to air-dry your clothes instead of using dryers. Dryers use more energy and could actually ruin your clothes! So if you want to prolong the quality and lifespan of your shirt or favorite dress, ...

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The Many Convenient Ways to Use Your NetSpend Debit Card

netspend debit card

A NetSpend debit card card is a prepaid debit card similar to having an ATM card from a bank but without going through the hassle of opening a bank account or the need to maintain a minimum balance. NetSpend had provided more than 7 million consumers the ability to pay bills, purchase items and manage their money without the inconvenience of dealing with banks and undergoing rigorous credit checks. The cards can be purchased online or at more than 30,000 locations throughout the U.S. including grocery stores, convenience stores, gas stations and many other places. How to Use Your NetSpend ...

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Travel Smart With These Money-Saving Tips

travel smart

In this time of worsening economic conditions, it is essential for us consumers to be mindful of our spending habits. Especially when planning that once-a-year getaway. Here are some helpful tips on how to travel smart and cut down some bucks while having a blast in your getaway trip! 1. Conserve your frequent flier miles. Do not use your points right away when it has already accumulated to a significant amount. Compute first the cash value of the points that you are intending to use, through the $1.4 per mile rule. For example, if the plane ticket requires 50,000 points ...

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Financial Coaching for a Better Future

financial coaching

Not everyone is good with finances; in fact most of us face trouble managing our finances, especially in today’s uncertain economic conditions. This results to inability to pay your bills on time, growing debt, and the tempting thought of filing for bankruptcy. However, filing for bankruptcy isn’t a cure, it is only a means of escaping. Your best chances in handling money lies with financial coaching. In most cases, financial problems arise because we lack the proper information and knowledge in handling money. The inability to create a proper budget plan and follow it only results in bad credit report ...

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Three Major Pay Day Loan Requirements

pay day loan requirements

Financial emergencies crop up at the worst possible times, often leaving a trail of devastation in your monthly budget. It is incredibly difficult to churn out buckets of cash to pay off debts within a few hours to spare, and most loan schemes often require approval before granting the money you so sorely need. So what is the best way to combat this financial conundrum? Instant pay day loans, of course! With an instantaneous approval that grants you a quick and easy loan to cover your sudden financial woes, instant pay day loans often tag along with a set of ...

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Ways to Make Money Online

make money online

It’s either you’re an introvert who prefer working inside your room, or you just enjoy the internet and you wish to work and earn money from it. To help you get started, here are the top 5 ways to make money online: 1. Become a Freelance Writer. This one is kind of popular quite actually. As long as you have your own idea on what your interests are and what you want to write about. Basic writing rules also apply such as grammar, principles of effective writing, and well, spelling. There are a lot of websites in need of freelance ...

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How to Make Money Online

make money online

Let’s face it. There comes a time when every man feels his wallet running dry, and his girlfriend keeps shooting him venomous looks simply because he couldn’t afford that latest Prada pumps in the store. But did you know that there’s a way to earn some extra bucks at the comforts of your home?  What’s the secret? Well, it’s simple really. Each time you feel your savings dwindling and your beau insisting on hitting a shopping spree, it’s always handy to keep some extra cash in the pocket. So instead of relying fully on your paycheck, you can grab your ...

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How to Make Money – The Choice is Yours

earning money

Earning money is an essential aspect of anyone’s life, especially those breadwinners who has got a family to feed. Below are the most common ways of earning for a living. Employment This is how most of us earn a living, we work. Obviously ones particular skill has much to do with how much compensation you will receive for your efforts. Supply and demand is also a factor in determining your salary range. The more people are able to do a particular job, the less that job will pay. It’s pretty basic economics. Lending Money Loaning money and charging interest on ...

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The Secret to Saving Money

money saving ideas

Did you know that some people are able to save as much as 50% of their take home pay? It’s true. Even though the average American saves only 4.2% of their hard earned dollar, some people are able to live on as little as $500 a month. Some of their money saving ideas are a bit bizarre but I say “a penny saved is a penny earned”! Here are some ideas to get you started. Sell the car – Provided that you don’t live in the countryside, public transportation is usually pretty convenient and saves a lot of money. Unplug ...

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